THE INVESTMENT OPPORTUNITY
Generate Consistent Monthly Income from America’s Hidden Credit Market
While most investors chase volatile stocks or settle for 4% bonds, a potential $40 billion credit market sits untapped—paying 12-15% annual yields backed by profitable American small businesses1,2.
The Opportunity Most Investors Never See
Every year, 14,000+ small businesses change hands. When a plumber sells his thriving practice or a profitable daycare center finds new ownership, buyers typically put down just 20% in cash. With banks abandoning deals under $10 million and the SBA taking 6+ months to close (if you qualify), sellers have no choice—they become the bank, holding first-lien promissory notes for the remaining 80% that pay them monthly for 3-10 years.
These business owners don’t want to be lenders. They want cash today for retirement, medical expenses, or their next venture. That’s where Seller Edge Capital creates value for both sides.
Your Direct Pipeline to Premium Yields1,2
Seller Edge Capital Fund, LLC is a private credit fund for Accredited Investors. We purchase performing seller notes, transforming illiquid paper into institutional-grade income investments.
Fund Structure
Target Capital Raise: $100M
Target Fund Yield: 12-15%1,2
Minimum Investment: $100,000
Returns & Fees3
Management Fee: 2%
Carried Interest: 20%
Hurdle Rate: 8%
Terms
Distributions: Quarterly
Member Lock-Up: 6 Months
Investor Liquidity: 25%/QTR | 100% in 12mo
Who’s This Fund For?
- Target 12-15% Annual Yield – Triple the income of investment-grade bonds1,2
- Quarterly Distributions – Regular cash flow to fund your lifestyle5
- $100,000 Minimum – Accessible to accredited investors
- Proven Team – Leadership that scaled a specialized credit fund from $20M to $430M
For Investors Seeking Steady Monthly Yield1,2 & Added Liquidity5
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Proven specialty credit expertise:Led by a team that has scaled high-yield, niche credit platforms to hundreds of millions in AUM, with decades of experience in structuring and managing secured private debt.
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Access to an overlooked asset class:Our fund targets performing seller notes in small business M&A—an illiquid, underinvested corner of the market with attractive yields and strong downside protection through first lien positions and personal guarantees.
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Aligned, transparent structure:Target 12–15% net yields with disciplined, institutional underwriting and no hidden performance fees, plus quarterly investor liquidity and reinvestment options.1,2,5
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Diversification with downside protection:A portfolio diversified by industry, geography, and operator, secured by small business assets and designed to produce short-duration, amortizing cash flows.
Attractive Investment Opportunity
Built for Today’s Income Investor
Seller Edge Capital is a private credit fund that is your direct pipeline to premium yields1,2. We purchase performing seller notes, transforming illiquid paper into institutional-grade income investments. Backed by decades of credit, and note trading experience, we bring institutional discipline, proprietary sourcing, and AI-enhanced underwriting to a fragmented market—delivering liquidity to sellers and double-digit yields to investors1,2,5,6.
BENEFITS FOR INVESTORS
Why the Strategy Works for You
Our approach is built to deliver real, risk-adjusted returns through disciplined credit investing in an overlooked market. From discounted entry to diversified exposure and institutional-grade underwriting, Seller Edge Capital gives you access to a high-yield opportunity with built-in protection and upside potential.
Attractive
Asset Class
Acquired notes are already performing notes
Typically First-lien, secured by profitable businesses
Personal guarantees where applicable
We purchase seller-financed business notes on profitable cash flow businesses, at a discount—while prioritizing first-lien, secured paper. This creates immediate value capture and embeds downside protection through seniority and collateral.
Diversified Note Exposure
Diversified Notes across sectors and geographies
Diversification of business operators
Blended risk across note durations and sizes
Investors gain exposure to a highly diversified pool of seller notes. We intentionally blend multiple industries, varied geographies, and differing note durations to mitigate concentration risk and generate consistent attractive returns6.
Institutional Yield Strategy
Target 12–15%+ net annual returns1,2
Quarterly distributions, short duration cash flows5
Risk-screened through AI-enhanced diligence
We underwrite every note with disciplined, institutional-grade credit practices—and target double-digit net returns through short-duration cash flows. AI-enhanced servicing helps monitor risk and maximize performance over time.
Why Seller Edge
We are Purpose-Built for This Market
Seller Edge Capital was purpose-built to target the neglected $13 billion annual seller note market with a strategy tailored for yield, execution, and scale. While others overlook this fragmented asset class, our team has spent decades building the sourcing network, underwriting systems, and operational infrastructure to turn it into an institutional-grade opportunity.
Deep Sourcing Advantage
We’ve spent 20+ years developing proprietary access to seller note deal flow through brokers, intermediaries, and direct outreach—relationships that can’t be replicated overnight.
Proven Credit Execution
Our team scaled a $400M+ private credit platform in a similarly “unbankable” space. We know how to price risk, manage downside, and operate at scale.
Seller Alignment Through Liquidity Options
By offering sellers hybrid exits (cash + shares), we unlock more deal flow, can provide alignment of interest and structure better terms—giving investors preferred entry and long-term upside.
AI-Enhanced Underwriting & Servicing
We layer in proprietary credit models and AI-powered tools to streamline diligence, surface risk signals, and maintain disciplined underwriting at scale.
Built for Institutional Discipline
Our strategy reflects institutional standards across acquisition, servicing, reporting, and compliance—applied to a market historically run on handshake deals.